What are the Requirements to Lease a Car?

Here we will explore what requirements you will need to lease a car in the UK and what information will be needed by the broker and the funder to apply for credit and successfully lease a vehicle for personal use, what's called PCH or Personal Contract Hire. Please note that with a PCH Contract, you do not own the vehicle at any time and have no option to purchase the vehicle at the end of the contract.

What do I need to Lease a Car?

To lease a car in the UK you are often only required to meet the following criteria. Please note that funders can change their requirements at any time.

  • You will need to be over 18 Years Old
  • You must have a Full Driving License
  • You must be able to afford the payments over the term of the lease.

Please note that if you have been turned away from other leasing brokers please contact our team on 01494 424242 and we will do all we can to find a vehicle and funder that's right for you and your circumstances.


What Information do I Need to Lease a Car

Here in the UK, to apply for a personal lease or Personal Contract Hire (PCH) you will be required to offer information about yourself and your current situation. This is generally collected by the broker, in this case, DreamLease and then supplied to the funder such as Lex AutoLease for the necessary checks to be made. One of these checks will be a credit check which will look at your current credit accounts, repayment history, overdrafts, and situations such as bankruptcy and Court Judgments.

If you need more information regarding the leasing process please click below.


Commonly Requested Information

To apply for a Car Lease you maybe asked for, but are not limited to:

  • Full Name of Applicant
  • Date of Birth
  • Telephone Number
  • Email Address
  • Current Marital Status
  • Current Employment Status and Details
  • Number of Dependents
  • Bank Details
  • Proof of Address
  • Address History 5 Years
  • Income and Expenditure
  • A photo of your current driving Licence